membership

 

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  • Collector's Ink subscription

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general membership

General Members of the Association are those members engaged in the third party collection business. Collection agencies that are members of CAC benefit greatly from their affiliation with CAC. A membership in the Association includes:

  • The most current legal information from CAC's legal counsel.
  • The Collector's Ink magazine provides collection information, general business information, and much more.
  • The Consumer 800 Hotline for consumers' complaints and resolution.
  • Legislative Access—all members have the opportunity to be a part of, and have input regarding, the current legislative plans.
  • Conventions and Meetings—provides members with educational opportunities, the latest in technology, and industry trends.
  • Ongoing Educational Seminars and Schools—provides today's collection agency owners and their employees the most current knowledge in the law and other business concerns.
  • Insurance—CAC and ACA provide the latest in your insurance needs at a member discount.
  • Vendor Partnerships - A list of CAC Vendor Members who provide products and services designed specifically for the needs of collection agencies.

Membership Requirements

A third party collection business may apply for regular membership in CAC by submitting the following:

Membership Dues Remittance and Fees

In accordance with Article III, section 4 of the bylaws of the California Association of Collectors, Inc., the dues of all members of the Association are payable annually, in advance, on the first day of the new membership year. Full payment for one year is due upon application to CAC. Dues for the following year will be prorated according to Article III, Section 4 of CAC's bylaws.

Basis for Computation of Dues: Dues of members of the Association shall be based upon the total number of employees of such members, actively engaged in the collection agency activity, whether such employees are employed full-time or part-time, regardless of capacity. For the purpose of fixing such dues, the term "employee" shall include the owner, if a sole proprietorship; each partner, if a partnership; outside salespeople, solicitors and collectors, even though employed as independent contractors.

Your voluntary investment in the future of the collection industry covers membership in both CAC and ACA. The former retains no monies due the latter. Membership in each organization is required. Included in your CAC dues is $30.00 for an annual subscription to Collector's Ink. Additional copies are available for a $50 annual subscription fee.

Contributions or gifts to ACA and CAC are not tax deductible as charitable contributions for income tax purposes. However, they may be tax deductible as ordinary and necessary business expenses subject to restrictions imposed as a result of the Association's lobbying activities. ACA Inc. estimates that the nondeductible portion of your ACA dues—the portion which is allocable to lobbying—is 25 percent. CAC estimates the nondeductible portion to be 27 percent. Contributions or gifts to CAC's L&L Fund are not tax deductible as charitable contributions for income tax purposes. CAC estimates the nondeductible portion of L&L contributions to be 10 percent.

Business Enterprise Membership

CAC's Bylaws, created the Business Enterprise Membership, which allows General Members with multiple offices solely operating in the state of California an opportunity to enroll a main office as an active member, while providing CAC membership benefits to the additional offices.


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